Suppose you have lost your loved ones and are looking for a letter for closing bank account after death. Then This is a complete guide, with examples of how to close a bank account after death.
Closing a bank account requires some important documents, like a death certificate. To transfer all the remaining money to another account, you need to send a letter attached with all necessary documents to the manager of the bank, and the bank will take the initiative to close your account.
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Steps for closing bank account after death
Closing a bank account after death involves a few steps. First, gather all the necessary documents.
- Death Certificate
- Proof of Relationship
- Identification Documents
Now you have to write a letter to the branch manager requesting to close the bank account. You can visit the branch and explain your situation to the bank representative, and they will assist you in further processes like transferring all the remaining money.
What is the need for closing the bank account after one’s death?
It’s very important to close a bank account after death; it ensures any fraudulent transactions from an account and any maintenance charges. Until you close a bank account, you can’t claim the money as a nominee.
Letter for closing bank account after death format
Example 1: letter for closing bank account after death
SBI Gourpara Branch
Subject: Request for closing of bank account
I am Saurabh Singh, the son of the late Raghav Singh. My father was an account holder in your branch; unfortunately, last month my father passed away with a heart attack.
I am requesting that you close his account and transfer the remaining balance to a different account for the nominee.
All necessary documents are attached below.
I hope for your full cooperation.
Example 2: letter for closing bank account after death
The branch manager
Kotak Jabalpur Branch
Subject: letter for closing bank account after death
I am writing this letter to inform you that my dad, Arindam Biswas, passed away last week and held an account in your bank.
I would like to request that your assistant close the account. I have attached all the necessary documents required, including a death certificate. Please let me know if any further information is required. Thank you for your attention in this matter.